Q:
What is a Merchant ID and Terminal ID Merchant IDs and Terminal IDs are terms that are held over from the days before ecommerce. A shop or restaurant had a specific Merchant ID, and could have several Terminal IDs, depending on the number of terminals in the place of business. A restaurant may have several terminals one behind the bar, and one at the waiter's station. The restaurant needs to track transactions on the terminals separately, but have the funds sent to one merchant account.
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